| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 38 · EIN 84-0467907 | Participant Communication | $1,660,851 |
NEXTEP, INC6 years Service code 14 · EIN 73-1543198 | Plan Administrator | $509,000 |
Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2746212 | Insurance Commissions | $198,018 |
Service code 26 · EIN 61-1732930 | Advisory (Participants) | $1,976 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $190 |
ALLSPRING1 year Service code 52 · EIN 84-6615098 | Indirect Investment Fees | $0 |
AMERICAN FUNDS5 years Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
BLACKROCK5 years Service code 52 · EIN 13-6857277 | Indirect Investment Fees | $0 |
DIMENSIONAL FUND ADVISORS2 years Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,599 | $107,662-45.6% | $159,495-63.3% | $106,520-45.0% |
| Participation rate | 53.7% | 69.4%-15.7pp | 82.8%-29.2pp | 71.3%-17.6pp |
| Annual return | 21.15% | 22.17%-1.0pp | 263.72%-242.6pp | 19.28%+1.9pp |
| Employer contribution / active EE | $1,243 | $2,741-54.7% | $4,831-74.3% | $2,840-56.2% |
| Participant deferral / active EE | $3,181 | $6,799-53.2% | $7,354-56.7% | $4,948-35.7% |
| Admin fee / account holder | $302 | $69+339.8% | $10,804-97.2% | $75+304.8% |