| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,722,932 |
NEXTEP, INC1 year Filed as: NEXTEP, INC. Service code 62 · EIN 73-1543198 | Recordkeeping fees; Other fees; Float... | $395,000 |
Filed as: MML INVESTOR SERVICES INC. Service code 53 | Insurance Commissions | $132,058 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 71 | Brokerage Fees | $225 |
Filed as: EMPOWER ADVISORY GROOUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1 |
Filed as: GREAT WEST LIFE & ANNUITY INS. Service code 53 · EIN 04-2746212 | Insurance Commissions | $0 |
Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2746212 | Insurance Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,416 | $90,672-49.9% | $125,401-63.8% | $89,433-49.2% |
| Participation rate | 33.5% | 72.3%-38.8pp | 82.4%-48.9pp | 71.3%-37.8pp |
| Annual return | -14.06% | -6.42%-7.6pp | 572.53%-586.6pp | -11.88%-2.2pp |
| Employer contribution / active EE | $1,027 | $3,032-66.1% | $4,816-78.7% | $3,021-66.0% |
| Participant deferral / active EE | $2,428 | $7,210-66.3% | $7,448-67.4% | $5,125-52.6% |
| Admin fee / account holder | $245 | $69+255.5% | $10,008-97.5% | $79+209.2% |