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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,209 | $126,661-48.5% | $113,397-42.5% | $138,895-53.1% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.5%-6.5pp | 79.9%-9.9pp |
| Annual return | 18.00% | 25.05%-7.1pp | 23.20%-5.2pp | 145.39%-127.4pp |
| Employer contribution / active EE | $2,275 | $3,456-34.2% | $2,977-23.6% | $4,194-45.8% |
| Participant deferral / active EE | $4,542 | $5,693-20.2% | $5,076-10.5% | $6,396-29.0% |
| Admin fee / account holder | $3,668 | $14,549-74.8% | $11,957-69.3% | $12,562-70.8% |