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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,981 | $110,212-71.9% | $96,534-67.9% | $139,466-77.8% |
| Participation rate | 76.9% | 78.1%-1.2pp | 76.0%+0.9pp | 80.3%-3.4pp |
| Annual return | 20.25% | 26.42%-6.2pp | 25.88%-5.6pp | 373.66%-353.4pp |
| Employer contribution / active EE | $1,983 | $3,620-45.2% | $2,965-33.1% | $4,754-58.3% |
| Participant deferral / active EE | $4,457 | $5,547-19.7% | $4,851-8.1% | $6,712-33.6% |
| Admin fee / account holder | $2,757 | $11,599-76.2% | $8,253-66.6% | $11,409-75.8% |