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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,234 | $100,805-74.0% | $86,698-69.7% | $134,532-80.5% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -18.82% | 29.09%-47.9pp | 35.95%-54.8pp | 418.27%-437.1pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,276 | $5,339-38.6% | $4,656-29.6% | $6,401-48.8% |
| Admin fee / account holder | $227 | $10,925-97.9% | $7,493-97.0% | $11,429-98.0% |