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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,910 | $109,967-1.0% | $97,197+12.1% | $145,877-25.3% |
| Participation rate | 46.2% | 76.0%-29.8pp | 72.7%-26.5pp | 80.3%-34.1pp |
| Annual return | 9.81% | 244.27%-234.5pp | 75.47%-65.7pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,039 | $3,077-66.2% | $2,723-61.8% | $4,663-77.7% |
| Participant deferral / active EE | $3,383 | $4,676-27.7% | $4,263-20.7% | $6,691-49.4% |
| Admin fee / account holder | $5,269 | $6,199-15.0% | $5,637-6.5% | $13,402-60.7% |