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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,197 | $107,809-76.6% | $90,657-72.2% | $135,380-81.4% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | -5.87% | -0.90%-5.0pp | 1.89%-7.8pp | 519.81%-525.7pp |
| Employer contribution / active EE | $1,698 | $3,018-43.8% | $2,532-32.9% | $4,779-64.5% |
| Participant deferral / active EE | $4,145 | $3,872+7.1% | $3,424+21.0% | $5,609-26.1% |
| Admin fee / account holder | $57 | $5,931-99.0% | $4,994-98.9% | $10,828-99.5% |