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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,578 | $106,557-49.7% | $91,227-41.3% | $134,545-60.2% |
| Participation rate | 63.6% | 76.8%-13.2pp | 73.2%-9.6pp | 81.2%-17.6pp |
| Annual return | -16.94% | 160.81%-177.8pp | 114.14%-131.1pp | 418.37%-435.3pp |
| Employer contribution / active EE | $1,268 | $3,332-61.9% | $2,851-55.5% | $4,742-73.3% |
| Participant deferral / active EE | $1,668 | $4,719-64.7% | $4,234-60.6% | $6,401-73.9% |
| Admin fee / account holder | $646 | $6,235-89.6% | $5,423-88.1% | $11,431-94.3% |