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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,751 | $117,444-69.6% | $99,479-64.1% | $152,909-76.6% |
| Participation rate | 77.8% | 77.5%+0.2pp | 73.8%+3.9pp | 82.5%-4.7pp |
| Annual return | 29.55% | 31.87%-2.3pp | 30.72%-1.2pp | 345.46%-315.9pp |
| Employer contribution / active EE | $1,627 | $3,014-46.0% | $2,540-35.9% | $4,764-65.8% |
| Participant deferral / active EE | $2,005 | $4,086-50.9% | $3,619-44.6% | $5,851-65.7% |
| Admin fee / account holder | $653 | $7,635-91.5% | $6,253-89.6% | $11,601-94.4% |