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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,104 | $95,453-33.9% | $112,040-43.7% | $82,448-23.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 17.12% | 23.92%-6.8pp | 24.52%-7.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $2,008 | $2,318-13.3% | $2,954-32.0% | $2,551-21.3% |
| Participant deferral / active EE | $3,106 | $4,224-26.5% | $5,098-39.1% | $4,139-25.0% |
| Admin fee / account holder | $1,164 | $9,013-87.1% | $12,098-90.4% | $7,234-83.9% |