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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,784 | $67,602-66.3% | $82,312-72.3% | $70,126-67.5% |
| Participation rate | 89.3% | 72.8%+16.5pp | 76.9%+12.4pp | 69.5%+19.7pp |
| Annual return | 16.54% | 21.57%-5.0pp | 25.88%-9.3pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,665 | $1,755-5.1% | $2,428-31.4% | $2,343-28.9% |
| Participant deferral / active EE | $2,657 | $2,987-11.1% | $3,706-28.3% | $3,332-20.3% |
| Admin fee / account holder | $151 | $4,512-96.7% | $5,608-97.3% | $4,645-96.8% |