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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,757 | $108,882+137.6% | $96,754+167.4% | $154,746+67.2% |
| Participation rate | 93.3% | 75.1%+18.3pp | 70.3%+23.1pp | 80.7%+12.6pp |
| Annual return | 14.49% | 98.39%-83.9pp | 82.04%-67.5pp | 172.34%-157.8pp |
| Employer contribution / active EE | $9,867 | $3,018+226.9% | $2,679+268.3% | $4,379+125.3% |
| Participant deferral / active EE | $11,281 | $5,323+111.9% | $4,758+137.1% | $6,730+67.6% |
| Admin fee / account holder | $2,599 | $10,200-74.5% | $8,905-70.8% | $14,365-81.9% |