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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,194 | $104,924+38.4% | $84,623+71.6% | $152,885-5.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.95% | 373.82%-352.9pp | 258.77%-237.8pp | 345.39%-324.4pp |
| Employer contribution / active EE | $16,170 | $3,302+389.7% | $2,652+509.6% | $4,763+239.5% |
| Participant deferral / active EE | $12,563 | $4,689+167.9% | $3,899+222.2% | $5,851+114.7% |
| Admin fee / account holder | $8,570 | $6,242+37.3% | $4,913+74.4% | $11,598-26.1% |