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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,989 | $55,684-6.6% | $75,900-31.5% | $72,976-28.8% |
| Participation rate | 76.5% | 61.1%+15.3pp | 69.3%+7.2pp | 69.5%+7.0pp |
| Annual return | 1.08% | 27.60%-26.5pp | 30.73%-29.6pp | 81.02%-79.9pp |
| Employer contribution / active EE | $2,034 | $1,687+20.6% | $2,501-18.7% | $2,440-16.7% |
| Participant deferral / active EE | $3,960 | $2,634+50.3% | $3,604+9.9% | $3,608+9.8% |
| Admin fee / account holder | $12,235 | $3,981+207.3% | $5,421+125.7% | $5,124+138.8% |