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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $49,280-3.1% | $67,313-29.0% | $64,173-25.6% |
| Participation rate | 68.6% | 60.8%+7.8pp | 69.1%-0.5pp | 69.6%-1.0pp |
| Annual return | 8.03% | -1.39%+9.4pp | -4.08%+12.1pp | 7.63%+0.4pp |
| Employer contribution / active EE | $1,893 | $1,668+13.5% | $2,566-26.2% | $2,381-20.5% |
| Participant deferral / active EE | $3,750 | $2,484+50.9% | $3,568+5.1% | $3,470+8.1% |
| Admin fee / account holder | $2,120 | $3,863-45.1% | $4,507-53.0% | $4,887-56.6% |