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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,258 | $59,804-24.3% | $81,982-44.8% | $79,856-43.3% |
| Participation rate | 70.6% | 61.6%+9.0pp | 69.3%+1.3pp | 69.6%+0.9pp |
| Annual return | 7.79% | 17.56%-9.8pp | 41.31%-33.5pp | 31.71%-23.9pp |
| Employer contribution / active EE | $1,772 | $1,713+3.4% | $2,498-29.1% | $2,471-28.3% |
| Participant deferral / active EE | $3,575 | $2,695+32.7% | $3,722-3.9% | $3,741-4.4% |
| Admin fee / account holder | $21,075 | $4,288+391.5% | $5,665+272.0% | $5,306+297.2% |