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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,381 | $106,864+56.6% | $147,318+13.6% | $82,637+102.5% |
| Participation rate | 75.0% | 75.5%-0.5pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 10.42% | 27.49%-17.1pp | 70.43%-60.0pp | 53.51%-43.1pp |
| Employer contribution / active EE | $2,524 | $3,417-26.1% | $4,593-45.0% | $2,552-1.1% |
| Participant deferral / active EE | $4,930 | $6,496-24.1% | $7,906-37.6% | $4,126+19.5% |
| Admin fee / account holder | $8,544 | $8,415+1.5% | $13,708-37.7% | $7,339+16.4% |