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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,608 | $89,367+11.5% | $141,191-29.5% | $72,975+36.5% |
| Participation rate | 98.4% | 75.1%+23.3pp | 82.5%+15.9pp | 69.5%+28.9pp |
| Annual return | 15.64% | 111.87%-96.2pp | 71.41%-55.8pp | 81.01%-65.4pp |
| Employer contribution / active EE | $4,229 | $3,115+35.8% | $4,736-10.7% | $2,440+73.3% |
| Participant deferral / active EE | $4,763 | $5,419-12.1% | $6,710-29.0% | $3,608+32.0% |
| Admin fee / account holder | $1,666 | $5,957-72.0% | $10,264-83.8% | $5,124-67.5% |