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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,934 | $98,776+17.4% | $149,745-22.6% | $79,856+45.2% |
| Participation rate | 96.5% | 75.8%+20.7pp | 82.5%+14.0pp | 69.6%+26.9pp |
| Annual return | 6.91% | 27.38%-20.5pp | 276.72%-269.8pp | 31.71%-24.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,142 | $5,681-9.5% | $6,843-24.9% | $3,741+37.5% |
| Admin fee / account holder | $3,585 | $6,053-40.8% | $9,312-61.5% | $5,306-32.4% |