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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,073 | $126,661+219.0% | $113,397+256.3% | $138,895+190.9% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.5%+5.3pp | 79.9%+1.9pp |
| Annual return | 11.40% | 25.05%-13.7pp | 23.20%-11.8pp | 145.39%-134.0pp |
| Employer contribution / active EE | $1,811 | $3,456-47.6% | $2,977-39.2% | $4,194-56.8% |
| Participant deferral / active EE | $6,297 | $5,693+10.6% | $5,076+24.0% | $6,396-1.5% |
| Admin fee / account holder | $2,624 | $14,549-82.0% | $11,957-78.1% | $12,562-79.1% |