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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,873 | $92,219+215.4% | $76,767+278.9% | $135,380+114.9% |
| Participation rate | 72.2% | 79.8%-7.5pp | 77.0%-4.7pp | 82.6%-10.4pp |
| Annual return | -3.21% | 5.46%-8.7pp | 2.43%-5.6pp | 519.81%-523.0pp |
| Employer contribution / active EE | $1,262 | $3,216-60.8% | $2,485-49.2% | $4,779-73.6% |
| Participant deferral / active EE | $3,797 | $4,508-15.8% | $3,852-1.4% | $5,609-32.3% |
| Admin fee / account holder | $10,493 | $10,749-2.4% | $6,675+57.2% | $10,828-3.1% |