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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,863 | $98,240+208.3% | $82,312+267.9% | $147,586+105.2% |
| Participation rate | 86.7% | 79.7%+6.9pp | 76.9%+9.8pp | 82.8%+3.8pp |
| Annual return | 20.74% | 30.85%-10.1pp | 25.88%-5.1pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,587 | $3,192-50.3% | $2,428-34.6% | $4,876-67.4% |
| Participant deferral / active EE | $4,752 | $4,383+8.4% | $3,706+28.2% | $5,439-12.6% |
| Admin fee / account holder | $19,135 | $8,563+123.5% | $5,608+241.2% | $10,886+75.8% |