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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,150 | $100,811+3.3% | $86,698+20.1% | $134,545-22.6% |
| Participation rate | 76.2% | 79.0%-2.8pp | 76.6%-0.4pp | 81.2%-5.0pp |
| Annual return | 5.78% | 29.11%-23.3pp | 35.96%-30.2pp | 418.37%-412.6pp |
| Employer contribution / active EE | $998 | $3,490-71.4% | $2,837-64.8% | $4,742-79.0% |
| Participant deferral / active EE | $1,700 | $5,339-68.2% | $4,656-63.5% | $6,401-73.4% |
| Admin fee / account holder | $6,695 | $10,926-38.7% | $7,492-10.6% | $11,431-41.4% |