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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,417 | $92,219+14.3% | $76,767+37.3% | $135,380-22.1% |
| Participation rate | 55.6% | 79.8%-24.2pp | 77.0%-21.4pp | 82.6%-27.1pp |
| Annual return | 11.33% | 5.46%+5.9pp | 2.43%+8.9pp | 519.81%-508.5pp |
| Employer contribution / active EE | $593 | $3,216-81.6% | $2,485-76.1% | $4,779-87.6% |
| Participant deferral / active EE | $2,127 | $4,508-52.8% | $3,852-44.8% | $5,609-62.1% |
| Admin fee / account holder | $737 | $10,749-93.1% | $6,675-89.0% | $10,828-93.2% |