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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,387 | $112,099-42.6% | $95,954-32.9% | $158,931-59.5% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | -6.46% | 171.12%-177.6pp | 91.62%-98.1pp | 302.86%-309.3pp |
| Employer contribution / active EE | $2,449 | $3,198-23.4% | $2,541-3.6% | $4,761-48.6% |
| Participant deferral / active EE | $2,265 | $4,784-52.7% | $4,167-45.6% | $5,982-62.1% |
| Admin fee / account holder | $1,202 | $10,132-88.1% | $6,796-82.3% | $11,247-89.3% |