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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,069 | $106,864-50.3% | $147,318-64.0% | $82,637-35.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.04% | 27.49%-15.4pp | 70.43%-58.4pp | 53.51%-41.5pp |
| Employer contribution / active EE | $4,870 | $3,417+42.5% | $4,593+6.0% | $2,552+90.8% |
| Participant deferral / active EE | $4,252 | $6,496-34.5% | $7,906-46.2% | $4,126+3.1% |
| Admin fee / account holder | $3,411 | $8,415-59.5% | $13,708-75.1% | $7,339-53.5% |