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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,029 | $98,766-70.6% | $149,730-80.6% | $79,852-63.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 4.17% | 27.43%-23.3pp | 276.70%-272.5pp | 31.72%-27.5pp |
| Employer contribution / active EE | $2,254 | $3,217-29.9% | $4,645-51.5% | $2,471-8.8% |
| Participant deferral / active EE | $3,797 | $5,681-33.2% | $6,843-44.5% | $3,740+1.5% |
| Admin fee / account holder | $15,433 | $6,052+155.0% | $9,310+65.8% | $5,306+190.8% |