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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,625 | $85,766-48.0% | $136,298-67.3% | $70,126-36.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.23% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $5,576 | $2,966+88.0% | $4,696+18.8% | $2,343+138.0% |
| Participant deferral / active EE | $5,078 | $5,051+0.5% | $6,247-18.7% | $3,332+52.4% |
| Admin fee / account holder | $987 | $5,421-81.8% | $9,244-89.3% | $4,645-78.8% |