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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,607 | $78,520+168.2% | $96,576+118.1% | $82,448+155.4% |
| Participation rate | 87.7% | 77.7%+10.0pp | 81.4%+6.3pp | 68.1%+19.7pp |
| Annual return | 13.91% | 41.30%-27.4pp | 38.47%-24.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $7,050 | $2,630+168.1% | $3,553+98.4% | $2,551+176.4% |
| Participant deferral / active EE | $14,923 | $6,754+120.9% | $7,956+87.6% | $4,139+260.5% |
| Admin fee / account holder | $10,025 | $13,455-25.5% | $11,381-11.9% | $7,234+38.6% |