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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,675 | $77,472+134.5% | $100,392+81.0% | $80,935+124.5% |
| Participation rate | 88.7% | 76.9%+11.7pp | 81.5%+7.2pp | 67.7%+21.0pp |
| Annual return | 10.44% | 37.26%-26.8pp | 49.45%-39.0pp | 35.66%-25.2pp |
| Employer contribution / active EE | $5,831 | $2,800+108.2% | $3,941+47.9% | $2,757+111.5% |
| Participant deferral / active EE | $13,279 | $6,818+94.8% | $8,090+64.2% | $4,299+208.9% |
| Admin fee / account holder | $37,595 | $5,885+538.8% | $7,904+375.6% | $6,924+442.9% |