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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,147 | $63,355+17.0% | $91,994-19.4% | $72,983+1.6% |
| Participation rate | 91.8% | 72.5%+19.2pp | 78.6%+13.1pp | 69.5%+22.3pp |
| Annual return | 19.23% | 35.35%-16.1pp | 69.03%-49.8pp | 81.01%-61.8pp |
| Employer contribution / active EE | $6,684 | $2,116+216.0% | $3,452+93.6% | $2,440+173.9% |
| Participant deferral / active EE | $9,563 | $4,883+95.9% | $5,923+61.5% | $3,608+165.1% |
| Admin fee / account holder | $4,552 | $4,668-2.5% | $7,743-41.2% | $5,124-11.2% |