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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $78,092 |
Service code 27 · EIN 20-8874282 | Advisory (Plan) | $21,021 |
Filed as: LOCKTON Service code 50 · EIN 20-5845818 | Direct Payment | $12,338 |
COLUMBIA1 year Service code 52 · EIN 36-3376651 | Indirect Investment Fees | $0 |
INVESCO1 year Service code 52 · EIN 13-2576643 | Indirect Investment Fees | $0 |
JANUS HENDERSON1 year Service code 52 · EIN 84-0592523 | Indirect Investment Fees | $0 |
OPPENHEIMER1 year Service code 52 · EIN 13-3867060 | Indirect Investment Fees | $0 |
PGIM INVESTMENTS1 year Service code 52 · EIN 22-3703799 | Indirect Investment Fees | $0 |
PIMCO FUNDS1 year Service code 52 · EIN 95-2632339 | Indirect Investment Fees | $0 |
PIONEER1 year Service code 52 · EIN 03-0460956 | Indirect Investment Fees | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,609 | $65,592-39.6% | $90,161-56.1% | $69,631-43.1% |
| Participation rate | 95.6% | 77.6%+17.9pp | 76.9%+18.7pp | 70.7%+24.9pp |
| Annual return | 28.66% | 57.10%-28.4pp | 34.89%-6.2pp | 27571.02%-27542.4pp |
| Employer contribution / active EE | $3,266 | $2,193+48.9% | $3,318-1.6% | $2,032+60.7% |
| Participant deferral / active EE | $8,277 | $5,257+57.5% | $5,287+56.5% | $3,224+156.8% |
| Admin fee / account holder | $185 | $86+116.1% | $5,943-96.9% | $110+67.6% |