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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,365 | $157,276-55.9% | $141,177-50.9% | $152,885-54.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.45% | 64.33%-48.9pp | 71.40%-55.9pp | 345.39%-329.9pp |
| Employer contribution / active EE | $11,909 | $5,262+126.3% | $4,736+151.5% | $4,763+150.0% |
| Participant deferral / active EE | $8,718 | $7,110+22.6% | $6,710+29.9% | $5,851+49.0% |
| Admin fee / account holder | $3,160 | $12,123-73.9% | $10,263-69.2% | $11,598-72.8% |