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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,699 | $150,447-75.6% | $136,298-73.1% | $147,586-75.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.37% | 1049.15%-1035.8pp | 5156.27%-5142.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $8,746 | $5,256+66.4% | $4,696+86.3% | $4,876+79.4% |
| Participant deferral / active EE | $6,494 | $6,631-2.1% | $6,247+4.0% | $5,439+19.4% |
| Admin fee / account holder | $305 | $10,906-97.2% | $9,244-96.7% | $10,886-97.2% |