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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,213 | $138,075-71.6% | $123,552-68.3% | $135,379-71.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.30% | 153.70%-162.0pp | 119.20%-127.5pp | 519.79%-528.1pp |
| Employer contribution / active EE | $11,887 | $5,152+130.7% | $4,628+156.8% | $4,779+148.7% |
| Participant deferral / active EE | $8,710 | $6,800+28.1% | $6,426+35.5% | $5,609+55.3% |
| Admin fee / account holder | $378 | $10,917-96.5% | $9,285-95.9% | $10,828-96.5% |