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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,556 | $140,592-86.1% | $123,105-84.1% | $125,389-84.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -6.81% | 16.80%-23.6pp | 13.22%-20.0pp | 282.24%-289.1pp |
| Employer contribution / active EE | $3,756 | $6,041-37.8% | $5,151-27.1% | $4,866-22.8% |
| Participant deferral / active EE | $11,006 | $6,980+57.7% | $6,229+76.7% | $5,352+105.7% |
| Admin fee / account holder | $865 | $11,198-92.3% | $9,014-90.4% | $9,541-90.9% |