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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,257 | $153,769-77.1% | $133,975-73.7% | $273,972-87.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 14.43% | 36.51%-22.1pp | 29.29%-14.9pp | 41.46%-27.0pp |
| Employer contribution / active EE | $3,909 | $6,029-35.2% | $5,211-25.0% | $4,869-19.7% |
| Participant deferral / active EE | $7,796 | $6,958+12.0% | $6,282+24.1% | $5,287+47.4% |
| Admin fee / account holder | $2,631 | $11,765-77.6% | $9,324-71.8% | $10,133-74.0% |