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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,607 | $160,059-75.3% | $140,019-71.7% | $135,380-70.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -11.06% | 911.48%-922.5pp | 651.17%-662.2pp | 519.81%-530.9pp |
| Employer contribution / active EE | $3,853 | $6,420-40.0% | $5,605-31.3% | $4,779-19.4% |
| Participant deferral / active EE | $9,852 | $7,641+28.9% | $6,927+42.2% | $5,609+75.7% |
| Admin fee / account holder | $9,103 | $13,328-31.7% | $10,705-15.0% | $10,828-15.9% |