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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $897,290 | $148,629+503.7% | $135,982+559.9% | $139,487+543.3% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 15.03% | 79.33%-64.3pp | 68.32%-53.3pp | 373.84%-358.8pp |
| Employer contribution / active EE | $7,497 | $5,247+42.9% | $4,859+54.3% | $4,755+57.7% |
| Participant deferral / active EE | $6,165 | $8,102-23.9% | $7,760-20.6% | $6,713-8.2% |
| Admin fee / account holder | $38,006 | $12,406+206.3% | $10,767+253.0% | $11,407+233.2% |