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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $749,530 | $89,370+738.7% | $141,197+430.8% | $72,976+927.1% |
| Participation rate | 70.3% | 75.1%-4.9pp | 82.5%-12.2pp | 69.5%+0.8pp |
| Annual return | 14.25% | 111.88%-97.6pp | 71.41%-57.2pp | 81.02%-66.8pp |
| Employer contribution / active EE | $3,196 | $3,115+2.6% | $4,736-32.5% | $2,440+31.0% |
| Participant deferral / active EE | $3,616 | $5,419-33.3% | $6,710-46.1% | $3,608+0.2% |
| Admin fee / account holder | $32,293 | $5,957+442.1% | $10,265+214.6% | $5,124+530.2% |