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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $714,256 | $77,817+817.9% | $123,553+478.1% | $64,173+1013.0% |
| Participation rate | 81.8% | 74.7%+7.1pp | 82.3%-0.5pp | 69.6%+12.2pp |
| Annual return | -2.81% | 12.49%-15.3pp | 119.21%-122.0pp | 7.63%-10.4pp |
| Employer contribution / active EE | $3,849 | $3,014+27.7% | $4,628-16.8% | $2,381+61.7% |
| Participant deferral / active EE | $3,802 | $5,240-27.4% | $6,426-40.8% | $3,470+9.6% |
| Admin fee / account holder | $53,458 | $5,519+868.6% | $9,284+475.8% | $4,887+993.8% |