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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,238 | $82,678+724.0% | $125,391+443.3% | $68,490+894.6% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.4%+9.6pp | 67.9%+24.1pp |
| Annual return | -14.28% | -5.97%-8.3pp | 572.41%-586.7pp | -7.85%-6.4pp |
| Employer contribution / active EE | $4,980 | $3,382+47.2% | $4,816+3.4% | $2,597+91.8% |
| Participant deferral / active EE | $4,672 | $6,111-23.5% | $7,448-37.3% | $4,028+16.0% |
| Admin fee / account holder | $52,504 | $6,277+736.4% | $10,009+424.6% | $5,403+871.8% |