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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,504 | $127,387-70.6% | $115,038-67.4% | $125,389-70.1% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -2.66% | 31.28%-33.9pp | 26.14%-28.8pp | 282.24%-284.9pp |
| Employer contribution / active EE | $2,103 | $5,166-59.3% | $4,608-54.4% | $4,866-56.8% |
| Participant deferral / active EE | $4,206 | $6,423-34.5% | $6,026-30.2% | $5,352-21.4% |
| Admin fee / account holder | $2,550 | $9,516-73.2% | $8,175-68.8% | $9,541-73.3% |