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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,377 | $150,447-72.5% | $136,298-69.6% | $147,586-72.0% |
| Participation rate | 77.8% | 84.4%-6.6pp | 81.9%-4.1pp | 82.8%-5.1pp |
| Annual return | 14.12% | 1049.15%-1035.0pp | 5156.27%-5142.2pp | 578.59%-564.5pp |
| Employer contribution / active EE | $1,603 | $5,256-69.5% | $4,696-65.9% | $4,876-67.1% |
| Participant deferral / active EE | $3,206 | $6,631-51.6% | $6,247-48.7% | $5,439-41.1% |
| Admin fee / account holder | $617 | $10,906-94.3% | $9,244-93.3% | $10,886-94.3% |