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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,019 | $135,956-73.5% | $123,894-70.9% | $273,972-86.9% |
| Participation rate | 68.8% | 84.1%-15.3pp | 81.4%-12.7pp | 83.0%-14.3pp |
| Annual return | 4.66% | 56.63%-52.0pp | 47.52%-42.9pp | 41.46%-36.8pp |
| Employer contribution / active EE | $1,454 | $5,170-71.9% | $4,617-68.5% | $4,869-70.1% |
| Participant deferral / active EE | $2,909 | $6,343-54.1% | $5,984-51.4% | $5,287-45.0% |
| Admin fee / account holder | $17,259 | $9,817+75.8% | $8,357+106.5% | $10,133+70.3% |