Filed January 28, 2020 (most recent of 13 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK2+ years Filed as: REGIONS INSTITUTIONAL TRUST Service code 25 · EIN 63-0589368 | Directed Trustee | $117,601 |
RELIANCE TRUST COMPANY2+ years Service code 19 · EIN 58-1428634 | Securities Custodian | $132 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & COMPANY, INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $81 |
Filed as: MESIROW FINANCIAL INVESTMENT MGMT. Service code 49 · EIN 36-3429599 | Other Services | $22 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,834 | $54,392+78.0% | $84,753+14.3% | $63,975+51.4% |
| Participation rate | 50.6% | 76.9%-26.3pp | 76.6%-26.0pp | 71.1%-20.6pp |
| Annual return | 8.29% | 611.38%-603.1pp | 22.78%-14.5pp | 48.65%-40.4pp |
| Employer contribution / active EE | $1,556 | $2,943-47.1% | $3,574-56.5% | $2,182-28.7% |
| Participant deferral / active EE | $2,978 | $2,593+14.9% | $3,712-19.8% | $3,356-11.3% |
| Admin fee / account holder | $48 | $136-64.4% | $5,333-99.1% | $70-31.3% |