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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,767 | $124,351-49.5% | $109,188-42.5% | $167,553-62.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 25.46% | 26.04%-0.6pp | 25.76%-0.3pp | 478.89%-453.4pp |
| Employer contribution / active EE | $8,488 | $4,210+101.6% | $3,723+128.0% | $4,840+75.4% |
| Participant deferral / active EE | $6,636 | $5,257+26.2% | $4,654+42.6% | $6,343+4.6% |
| Admin fee / account holder | $810 | $7,975-89.8% | $6,755-88.0% | $12,316-93.4% |