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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,265 | $87,546-73.4% | $75,784-69.3% | $125,389-81.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -7.84% | 13.49%-21.3pp | 9.68%-17.5pp | 282.24%-290.1pp |
| Employer contribution / active EE | $7,635 | $3,930+94.3% | $3,323+129.7% | $4,866+56.9% |
| Participant deferral / active EE | $6,739 | $4,230+59.3% | $3,652+84.5% | $5,352+25.9% |
| Admin fee / account holder | $500 | $6,503-92.3% | $5,300-90.6% | $9,541-94.8% |