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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,576 | $115,814-58.9% | $101,275-53.0% | $158,982-70.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.40% | 56.16%-36.8pp | 46.48%-27.1pp | 302.99%-283.6pp |
| Employer contribution / active EE | $5,319 | $4,176+27.4% | $3,660+45.3% | $4,763+11.7% |
| Participant deferral / active EE | $3,950 | $4,958-20.3% | $4,371-9.6% | $5,983-34.0% |
| Admin fee / account holder | $3,412 | $7,249-52.9% | $5,948-42.6% | $11,252-69.7% |