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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,267 | $106,008-65.8% | $92,240-60.7% | $147,586-75.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.57% | 50.05%-33.5pp | 176.29%-159.7pp | 578.59%-562.0pp |
| Employer contribution / active EE | $6,948 | $4,333+60.3% | $3,680+88.8% | $4,876+42.5% |
| Participant deferral / active EE | $5,298 | $4,478+18.3% | $3,897+35.9% | $5,439-2.6% |
| Admin fee / account holder | $2,699 | $6,333-57.4% | $5,194-48.0% | $10,886-75.2% |