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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,730 | $127,296+71.8% | $109,907+99.0% | $167,536+30.6% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.2%-2.8pp | 82.1%-10.7pp |
| Annual return | 10.90% | 22.97%-12.1pp | 29.46%-18.6pp | 478.82%-467.9pp |
| Employer contribution / active EE | $2,641 | $3,325-20.6% | $2,844-7.1% | $4,839-45.4% |
| Participant deferral / active EE | $5,299 | $4,513+17.4% | $4,047+30.9% | $6,342-16.5% |
| Admin fee / account holder | $1,095 | $7,119-84.6% | $6,069-82.0% | $12,315-91.1% |